Our mission is to empower entrepreneurs and individuals by providing accessible financial products that help build their businesses and improve their lives.

By leveraging technology, we can reach more people than ever before. As a result of this mission focus, we have helped thousands of Kenyans achieve greater financial freedom and independence through responsible lending. Through our dedication to responsible lending practices and exceptional customer service, Positiviti is the premier lending platform in Kenya.​

We strive to make every loan application easy and secure, so our customers can focus on growing their businesses. Our reliable and efficient services have been a great help for businesses across the country, allowing them access to affordable financing that can be used to expand their reach and increase profitability. With Positiviti, we are helping Kenyans succeed in achieving financial freedom through responsible lending. ​

So, if you're looking for a convenient way to secure your next micro loan, Positiviti has got you covered! We serve as your trusted partner in providing financial solutions tailored to fit your needs. Get started today and experience the power of lending, visit https://afrecash.com/

Kenya’s financial inclusion challenges remain significant. According to the FinAccess 2021 Survey, 11.6% of Kenyans are excluded from formal financial services, with rural and marginalized communities facing even higher exclusion rates of up to 31.5% (source: FinAccess Survey Report 2021). By partnering with local lenders, Positiviti helps bridge this gap, ensuring that underserved communities gain access to essential financial resources.

Microlending plays a vital role in supporting Kenya’s MSMEs, which are crucial to the country’s economy. Despite their significance, many small businesses struggle to access formal credit, limiting their growth and potential. Through collaboration with local lenders, our trusted partners ensure that microloans are directed to those who need them most, fostering job creation, business growth, economic development, and poverty alleviation.

According to the World Bank, access to credit can increase a business's chances of survival by over 50%, highlighting the importance of financial support for MSMEs (source: World Bank MSME Report).

By enabling microlending through our partnerships, we aim to create a more inclusive, financially empowered Kenya. Join in supporting this mission and help foster a sustainable future for MSMEs and entrepreneurs across Kenya.

‍Disclaimer: We are not affiliated with the World Bank or FinAccess. The information provided here is for educational purposes only and does not represent the views or positions of the World Bank or FinAccess. For more detailed or specific information, we encourage you to reach out directly to these organizations or refer to their official media platforms.