How Positiviti Works

We Lend Your Funds

Microloans are issued

Microloans return with principal and interest

Interest gains are reported to you, the lender

Interest Calculator

See Your Estimated Positiviti Returns

*Starting January 1st, 2026, the interest return on the 36%* tier will be adjusted to 24%*.

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  • Lending Amount
  • Est. Return

?

Amount

Lending amount

$1,357

Interest earned ?

$667

Your Estimated Total

$2,023

Catalyst For Growth, Catalyst For Change

Experience a World of Difference with Smart Lending

According to IFC 2020 data, Africa currently faces a $331 billion gap in commercial and industrial lending, resulting in an economic slowdown and widespread poverty. With our microloan platform, we provide everyday lenders with the opportunity to get increased returns on their hard-earned money while supporting and empowering those most in need.

Creating A Solution

With our mobile app, Afrecash provides the financial means for emerging markets within Kenya, essential for fostering economic growth, reducing poverty, and bridging the gap between economic opportunities and marginalized communities. This empowers individuals or micro, small, and medium enterprises (MSMEs) with financial flexibility to elevate their lives or businesses to the next level. By bridging the gap, we promote growth and innovation.

Africa and Beyond

Positiviti is committed to empowering Kenyan entrepreneurs through tailored micro-loans, catering to the needs of the region's 50 million-strong population. We are also planning to expand into new countries to extend our financial empowerment and economic growth mission.

Lend and Save

Maximize your money's potential with a micro-lending strategy. Positiviti ensures smarter, safer long-term financial planning, allowing for increased savings without halting current cash flow stability. Take action with your finances today and witness the growth.

About Positiviti

Lending That Makes A Difference.

Positiviti helps Micro, Small, and Medium Enterprises (MSMEs) flourish and grow in their own countries without aid from foreign governments.

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Your Opportunity For Big Impact

Positiviti Press

April 14, 2025
Important Update to Interest ReturnsREAD MORE

We want to take a moment to express our sincere gratitude for your ongoing support and participation as a valued lender in our program.

April 14, 2025
Positiviti Lending Announces Sponsorship at Money Show Masters Symposium SarasotaREAD MORE

Positiviti Lending will participate as a key sponsor at the Money Show Masters Symposium Sarasota, taking place December 5-7, 2024, at the Hyatt Regency Sarasota, Florida.

April 14, 2025
Positiviti Lending Announces Diamond Sponsorship of Limitless! The Financial Freedom Expo 2024READ MORE

Microlending innovator takes center stage at premier financial event GRAPEVINE, Texas, August 28, 2024 -- Positiviti Lending, a pioneering force in the microlending industry, today announced its Diamond Sponsorship of Limitless!

April 14, 2025
Positiviti Lending Announces Bronze Sponsorship of Money Show Investment Master's SymposiumREAD MORE

Positiviti Lending Announces Bronze Sponsorship of Money Show Investment Master's SymposiumInnovative Micro-Lending Platform to Showcase Alternative Lending Strategies at Premier Investment Event

April 14, 2025
Empowering MSMEs: AFRESA and Ministry of ICT & Digital Economy Unite to Champion Digital Transformation for SACCOs in KenyaREAD MORE

Empowering MSMEs: AFRESA and Ministry of ICT & Digital Economy Unite to Champion Digital Transformation for SACCOs in Kenya

April 14, 2025
Positiviti Lending Secures Bronze Sponsorship at Investment Masters Symposium Silicon ValleyREAD MORE

Positiviti Lending Secures Bronze Sponsorship at Investment Masters Symposium Silicon Valley

April 14, 2025
Positiviti Lending a proud sponsor of The Money Show Investments Master’s Symposium in Miami, FL READ MORE

Positiviti Lending, a pioneering micro-lending company committed to empowering entrepreneurs worldwide, is honored to announce its Bronze Sponsorship at The Money Show - Investment Master's Symposium, scheduled to be held at the prestigious Hyatt Regency in Downtown Miami, from April 10th to 12th, 2024.

April 14, 2025
Positiviti Lending: Silver Sponsor at Money Show/Trader’s Expo Las Vegas, NVREAD MORE

Positiviti Lending, a leading micro-lending program dedicated to empowering entrepreneurs, is thrilled to announce its participation as a Silver Sponsor at the prestigious Money Show/Traders Expo, taking place at the Paris Hotel in Las Vegas from February 21-23, 2024.

April 14, 2025
Positiviti Lending: Bronze Sponsor at Money Show/Investment Master's Symposium in Sarasota, FLREAD MORE

As Positiviti Lending raises capital in North America to further support its impactful micro-loan platform in Kenya, the company is excited to be part of an event that focuses on preparing portfolios for the challenges and opportunities that lie ahead in 2024.

April 14, 2025
Positiviti NOIC Investment ConferenceREAD MORE

Positiviti Lending Announced as Platinum Sponsor at the 49th Annual New Orleans Investment Conference.

April 14, 2025
Positiviti Lending Showcases Micro Lending Investment Opportunity at the Money Show: Investment's Master Symposium in Las Vegas READ MORE

Positiviti Lending, a leading micro lending company focused on driving positive impact through financial empowerment, proudly participated in the esteemed Money Show: Investment's Master Symposium held at the Paris Hotel in Las Vegas from August 7th to 10th.

April 14, 2025
Positiviti Lending to be Featured on Advancements with Ted DansonREAD MORE

Positiviti Lending, a leading micro lending company delivering financial solutions to the underserved community in Kenya, is pleased to announce its upcoming feature on the renowned television series, Advancements with Ted Danson.

April 14, 2025
Positiviti Lending to Showcase Innovative Financial Solutions at 2023 Money Show in Las VegasREAD MORE

FRESNO, CA - (NewMediaWire) - April 17, 2023 - Positiviti Lending, a leading provider of financial solutions, today announced that it will participate in the 2023 Money Show as a Silver Sponsor to be held at the Paris Hotel in Las Vegas, from April 24th thru 26th.

April 14, 2025
Micro Lending Market Size, Share & Trends Analysis Report 2022READ MORE

An $86.82 Billion Market by 2030 - Growing demand through Peer to Peer Lending Platforms - ResearchAndMarkets.com

April 14, 2025
Understanding P2P LendingREAD MORE

Understanding P2P Lending Let’s first look at the traditional lending model to better understand microlending. In the traditional lending model,...

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Important Update to Interest Returns

Starting January 1st, 2026, the interest return on the 36% tier will be adjusted to 24%. The 12% tier, however, will remain unchanged.

Click for further Details