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Kenya has once again drawn the attention of major global technology players. This time through a landmark partnership between Safaricom PLC and Meta, the parent company of Facebook, Instagram, and WhatsApp.
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When Positiviti, Inc. and its partners first set out in 2018 to address the enormous gap in access to credit across Africa, the initial ambition was to prove that small, responsible loans could not only empower individuals but also become the foundation of a scalable financial ecosystem.
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Microfinance is transforming lives by giving underbanked entrepreneurs quick, small loans through mobile platforms — turning local hustle into lasting growth.
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Across Kenya’s markets, microfinance is quietly transforming communities by empowering local groups, especially women, to build sustainable micro-economies.
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Microloans from Open Valley Group are empowering thousands across Kenya, especially women, to grow small businesses through quick, digital access to funds.
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In Kenya’s vibrant markets, microfinance and mobile lending are powering a financial revolution from the ground up — bypassing banks and enabling traders to grow through trust, tech, and community.
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*Rates are subject to change at any time.
Positiviti Inc. is an International Peer-to-Peer Micro Lending Program. Participation in Positiviti Inc. is subject to our terms and conditions. Lender Members are advised to read and understand before engaging with our program. Positiviti is a sponsored program within World Workforce International Inc., a 501(c)(5) nonprofit organization's framework. Positiviti Inc. is not a bank, is not FDIC insured, and does not guarantee returns. While the program aims to facilitate profitable lending, potential principal loss can occur due to inherent risks. Positiviti Inc. is not an insurance program and shall not be liable for any claims, damages, or losses arising from misconceptions regarding the nature of the program. Participation in Positiviti Inc. signifies acceptance of these terms and conditions.
By clicking below, you acknowledge that you are now leaving www.positiviti.com and will be redirected to Open Valley’s online portal or application at www.openvalleylenders.com a local lender in Kenya. As a prospective international lender, please be advised that Positiviti, Inc. does not issue or manage loans for direct lending, but facilitates administrative support for the microfinance operations of Open Valley, a local lender in Kenya.
Upon entering into the International Loan Agreement provided by Open Valley, you acknowledge and agree that you are bound by the terms and conditions of that agreement. Furthermore, you confirm that you fully understand and accept the inherent financial risks associated with international micro-lending, including but not limited to borrower default, currency fluctuation, and market instability.
If you do not agree to these terms, please do not proceed.
By clicking below, you acknowledge that you are now leaving www.positiviti.com and will be redirected to Open Valley’s online portal www.openvalleylenders.com, a local microlender in Kenya. As a prospective international microlender, please be advised that Positiviti, Inc. does not issue or manage loans, but facilitates administrative support for Open Valley's microfinance operations.
By clicking below, you acknowledge that you are now leaving www.positiviti.com and will be redirected to Open Valley’s online portal www.openvalleylenders.com, a local microlender in Kenya. As a prospective international microlender, please be advised that Positiviti, Inc. does not issue or manage loans, but facilitates administrative support for Open Valley's microfinance operations.
By clicking below, you acknowledge that you are now leaving www.positiviti.com and will be redirected to Open Valley’s online portal or application at www.openvalleylenders.com a local lender in Kenya. As a prospective international lender, please be advised that Positiviti, Inc. does not issue or manage loans for direct lending, but facilitates administrative support for the microfinance operations of Open Valley, a local lender in Kenya.
Upon entering into the International Loan Agreement provided by Open Valley, you acknowledge and agree that you are bound by the terms and conditions of that agreement. Furthermore, you confirm that you fully understand and accept the inherent financial risks associated with international micro-lending, including but not limited to borrower default, currency fluctuation, and market instability.
If you do not agree to these terms, please do not proceed.